IJSSH 2016 Vol.6(9): 660-666 ISSN: 2010-3646
doi: 10.18178/ijssh.2016.6.9.728

Determinants of Social Insurance Coverage in the Philippines

Ma. Belinda S. Mandigma
Abstract—The study analyzed the coverage of the most dominant form of social security which is social insurance or public pension in the Philippines by examining the relationships with selected key economic and non-economic variables. Aggregated panel data for the period 2000-2013 were tested using Generalized Linear Model, Multivariate Ordinary Least Squares, Fixed effects & Random Effects and Generalized Method of Moments. Results revealed that coverage represented by contributors from the economically active population are influenced only by some economic variables like economic stability, capital formation, wage growth and urbanization, economic development and globalization. Coverage corresponding to the elderly beneficiaries is also affected by the foregoing economic factors except for globalization, but inclusive of national administrative capacity, employment and unemployment. Further, non-economic drivers of elderly coverage are feminist theory, education, informal sectors and poverty incidence. More statistically significant determinants for the elderly confirms the conclusion of Rofman and Oliveri (2012) that assessing coverage among the elderly presents fewer difficulties, since instead of measuring the accumulation of potential rights, the focus is on the proportion of eligible individuals who are currently receiving benefits.

Index Terms—Economically active population, elderly beneficiaries, social insurance coverage, social security.

Ma. Belinda S. Mandigma is with the Research Center for Culture, Education and Social Issues, the Graduate School and the College of Commerce of the University of Santo Tomas, Manila, Philippines (e-mail: belmandigma@yahoo.com).

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Cite: Ma. Belinda S. Mandigma, "Determinants of Social Insurance Coverage in the Philippines," International Journal of Social Science and Humanity vol. 6, no. 9, pp. 660-666, 2016.

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